The proposal is expected to pass at the Board of Governors

Age and gender serve as other primary rate determinants. The good news is that, according to the Insurance Institute for Highway Safety, accident rates for both males and females have declined substantially in recent years. However, the study also shows that in 2009, males had more vehicle accident deaths per 100,000 crashes than females in every age group, and males comprised 70 percent of all fatal crash victims..

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